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Palgo Journal Of Business Management, Vol. 1(1) pp. 1-9, January, 2014. Copyright © 2014 Palgo Journals

Review

PRIMARY (URBAN) CO-OPERATIVE BANKS IN INDIA: PROBLEMS AND PROSPECTS

¹Dr.Kuldip  S. Chhikara and ²Anand S. Kodan

[1]Department of Commerce, M.D. University Rohtak (Haryana)

²Department of Commerce, M.D. University Rohtak (Haryana)

Email: anandkodan@gmail.com    

Accepted 6 December, 2014

In this paper we have analyzed the trend in growth, spatial pattern, problems and prospects of Primary (Urban) Co-operative Banks operating in India from 1991 to 2008. The study indicates that the progress of Primary (Urban) Co-operative banks has reduced after second phase of banking sector reforms and further that the future is the most challenging for the survival and growth of Primary (Urban) Co-operative banks in India.

Keywords: Primary Urban Co-operative Bank, Memorandum of Understanding, Reserve Bank of India, Non-Performing  Assets and Capital Adequacy Ratio

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Palgo Journal of Business Management